Lack of a down payment is a major obstacle for many potential homebuyers. Many first time home buyers programs require no down payment and can make your dream of home ownership into a reality. Purchasing a home can be a stressful and confusing ordeal without the help of a knowledgeable professional. If you are working with a real estate agent, they can guide you through the actual process but as far as financing is concerned, speaking with a qualified mortgage professional is almost required. The information you will get from your mortgage company will determine what type of home you should pursue as well as using your prequalification as a purchasing tool to help negotiate the sales contract.

First Time Home Buyer Programs

There are several first time home buyer programs that can provide you with minimal down payment, seller provided closing cost and even government programs and grants.

Qualifying is Easy
First time home buyers programs are designed to overcome the traditional obstacles of home ownership. Even if you had past credit problems, including bankruptcies, you can still qualify to buy a home with no down payment.

To qualify for this program, simply complete the online form. Once your request has been received, an Associate will issue your “Pre-Approval letter”.  This letter will allow you to know exactly how much house you qualify for as well as program requirements.

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